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Deposit Insurance - Ecuador (32K)

In Ecuador all bank and financial institutions are covered by the national deposit insurance, as a contingency in case of a foreclosure or forced financial operations closure of the institution. This means that all of your deposits in savings, checking and/or investments accounts, including Certificates of Deposit, are government insured for up to the amount of up to $32.000,00 USD, per person, in each financial institution. These include:

ø Sector Financiero Público (Financial Public entities)

ø Sector Financiero Privado (Financial Private entities)

ø Sector Financiero Popular (Financial Co-op entities)

This above mentioned means you will be cover up to 32k on each Sector Financiero.

Below, we have included what the law states in Spanish, regarding this matter, via the Monetary and Financing Organic Code of Ecuador.

Government Official Link:

Disclaimer: The information provided on this article does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this site are for general informational purposes only. Information on this Article may not constitute the most up-to-date legal or other information. This website contains links to other third-party websites. Such links are only for the convenience of the reader, user or browser; EcuaAssist, staff do not recommend or endorse the contents of the third-party sites.

Readers of this website should contact their attorney to obtain advice with respect to any particular legal matter. No reader, user, or browser of this site should act or refrain from acting on the basis of information on this site without first seeking legal advice from counsel.

Only your individual attorney can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation.

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